American Express® has created an exclusive Credit Card to meet the financial needs of pharmacy students. The NAPSA/PSA American Express Credit Card is now available to all members of NAPSA and PSA.

Financial Flexibility with the NAPSA/PSA American Express Student Credit Card

• A competitive interest rate of 16.99%p.a.
• No annual Card fee for the first year. And if you make over $2,500 worth of purchases on your Card per year, the $25 annual Card fee will be waived in the subsequent years.
• Free enrolment into Membership Rewards® Ascent, a saving of $80 per year.
• Earn 1 Membership Rewards point on every dollar spent on the card.
• Available to all pharmacy students who are members of the PSA or NAPSA.
  

Make every day a rewarding experience!

The NAPSA/PSA Student Credit Card offers free access to Membership Rewards Ascent, recently voted Money Magazine’s "Best Rewards Program 2006". Every purchase you make with the NAPSA/PSA Student Credit Card earns you valuable points towards flights,¹ gifts, retails vouchers and much more. You'll earn 1 Membership Rewards point for every dollar spent on the card, so you could reach the rewards you want even faster. And what's more, your points won't expire as long as your account is current.¹

Start enjoying the benefits now!

The NAPSA/PSA Student Credit Card is designed for members' personal use, and offers the flexibility of paying your monthly account all at once or spreading payments over time.

You'll pay a competitive rate of just 16.99% p.a. if you choose not to repay your outstanding balance in full each month.

You'll also enjoy online account management, so you can check your account balance, view unbilled charges and payments, update your contact details and even redeem rewards, anytime of the day or night, all in a completely secure environment.

Click here for answers to some frequently asked questions.

Apply Today

Interested? It's easy to apply and start enjoying all the benefits of the NAPSA/PSA Student Credit Card.

Simply print, complete and sign the application form as provided below.

Click here to download the application form.

Return it to American Express at the following address (no postage stamp required):

American Express International Inc.
Reply Paid 5148
Sydney NSW 1131

If you have any questions about the NAPSA/PSA Student Credit Card, please call American Express on 1300 366 220.

Subject to terms and conditions. Fees and charges apply. All interest rates quoted as an annual percentage rate. Fees, charges and interest rates are correct at 22 May 2006 and are subject to change.

1. a) Subject to the terms and conditions of the Membership Rewards program. b) Selected carriers only. Subject to Terms and Conditions of airlines frequent flyer programs, including applicable fees.

The credit card provider is American Express Australia Limited (ABN 92 108 952 085). NAPSA distributes the NAPSA/PSA Student Credit Card under an agreement with American Express and receives a financial benefit from members' use of the Credit Card to help further fund members' services.